Key ARM Indexes Historic Tables 2010 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 1.786 3.25 0.42969 0.35 February 1.614 3.25 0.38438 0.35 March 1.859 3.25 0.38688 0.40 April 1.825 3.25 0.44438 0.45 May 1.791 3.25 0.53063 0.37 June 1.797 3.25 0.75188 0.32 July   3.25 0.75250 0.29 August     0.66781     2009 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 2.455 3.25 1.75000 0.44 February 2.003 3.25 1.66000 0.62 March 1.627 3.25 1.80313 0.64 April 1.380 3.25 1.73563 0.55 May 1.832 3.25 1.56500 0.50 June 1.599 3.25 1.24000 0.51 July 1.473 3.25 1.11125 0.48 August 1.412 3.25 0.92500 0.46 September 1.272 3.25 0.75500 0.40 October 1.259 3.25 0.62875 0.37 November 2.094 3.25 0.56438 0.31 December 1.828 3.25 0.48813 0.37   2008 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 3.970 6.98 4.59625 2.71 February 3.560 6.00 3.04125 2.05 March 3.280 5.66 2.93125 1.54 April 3.111 5.24 2.61438 1.74 May 2.918 5.00 2.96500 2.06 June 2.829 5.00 2.91063 2.42 July 2.698 5.00 3.10875 2.28 August 2.693 5.00 3.08375 2.18 September 2.769 5.00 3.11750 1.91 October 3.125 4.56 3.98125 1.42 November 3.155 4.00 3.12125 1.07 December 2.757 3.61 2.59125 0.49   2007 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 4.392 8.25 5.4014 5.06 February 4.376 8.25 5.3723 5.05 March 4.299 8.25 5.3212 4.92 April 4.224 8.25 5.3581 4.93 May 4.293 8.25 5.3844 4.91 June 4.283 8.25 5.3817 4.96 July 4.277 8.25 5.38625 4.96 August 4.359 8.25 5.32688 4.47 September 4.383 8.03 5.53500 4.14 October 4.233 7.74 5.13250 4.10 November 4.172 7.50 4.80625 3.50 December 4.072 7.33 4.91000 3.26   2006 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 3.347 7.26 4.8126 4.45 February 3.604 7.50 4.9907 4.68 March 3.624 7.53 4.8126 4.77 April 3.759 7.75 5.2879 4.90 May 3.884 7.93 5.3215 5.00 June 4.090 8.02 5.6382 5.16 July 4.177 8.25 5.5473 5.09 August 4.277 8.25 5.4501 5.08 September 4.382 8.25 5.3704 4.97 October 4.346 8.25 5.3898 5.01 November 4.358 8.25 5.3495 5.01 December 4.396 8.25 5.3651 4.94   2005 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 2.183 5.25 2.9582 2.86 February 2.317 5.49 3.1495 3.03 March 2.400 5.58 3.3876 3.30 April 2.515 5.75 3.4151 3.32 May 2.622 5.98 3.5314 3.33 June 2.676 6.01 3.6914 3.36 July 2.757 6.25 3.9265 3.64 August 2.870 6.44 4.0877 3.87 September 2.972 6.59 4.2154 3.85 October 3.074 6.75 4.4467 4.18 November 3.190 7.00 4.5795 4.33 December 3.296 7.15 4.6901 4.35   2004 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 1.811 4.00 1.2107 1.24 February 1.841 4.00 1.2026 1.24 March 1.815 4.00 1.1595 1.19 April 1.802 4.00 1.3682 1.43 May 1.708 4.00 1.5789 1.78 June 1.758 4.00 1.9420 2.12 July 1.816 4.25 1.9857 2.10 August 1.875 4.42 1.9907 2.02 September 1.931 4.58 2.1695 2.12 October 1.960 4.75 2.3007 2.23 November 2.025 4.93 2.6239 2.50 December 2.118 5.14 2.7751 2.67   2003 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 2.308 4.25 1.353 1.36 February 2.257 4.25 1.336 1.30 March 2.210 4.25 1.262 1.24 April 2.208 4.25 1.290 1.27 May 2.130 4.25 1.2232 1.18 June 2.113 4.22 1.1239 1.01 July 2.018 4.00 1.1507 1.12 August 1.946 4.00 1.2098 1.31 September 1.923 4.00 1.1795 1.24 October 1.909 4.00 1.2207 1.25 November 1.821 4.00 1.2295 1.34 December 1.902 4.00 1.2192 3.75   2002 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 2.832 4.75 1.989 2.16 February 2.744 4.75 2.068 2.23 March 2.653 4.75 2.332 2.57 April 2.723 4.75 2.100 2.48 May 2.772 4.75 2.090 2.35 June 2.847 4.75 1.948 2.20 July 2.821 4.75 1.863 1.96 August 2.763 4.75 1.815 1.76 September 2.759 4.75 1.751 1.72 October 2.708 4.75 1.618 1.65 November 2.537 4.35 1.471 1.49 December 2.375 4.25 1.383 1.45   2001 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 5.514 9.05 5.361 4.81 February 5.426 8.50 4.955 4.68 March 5.198 8.32 4.711 4.30 April 4.946 7.80 4.231 3.98 May 4.745 7.24 3.990 3.78 June 4.498 6.98 3.827 3.58 July 4.274 6.75 3.694 3.62 August 4.106 6.67 3.479 3.47 September 3.974 6.28 2.532 2.82 October 3.628 5.53 2.173 2.33 November 3.368 5.10 2.101 2.18 December 3.074 4.84 1.983 2.22   2000 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 4.901 8.50 6.238 6.12 February 4.967 8.73 6.328 6.22 March 5.002 8.83 6.530 6.22 April 5.078 9.00 6.614 6.15 May 5.196 9.24 7.064 6.33 June 5.357 9.50 7.014 6.17 July 5.456 9.50 6.887 6.08 August 5.509 9.50 6.831 6.18 September 5.548 9.50 6.761 6.13 October 5.589 9.50 6.721 6.01 November 5.607 9.50 6.678 6.09 December 5.617 9.50 6.208 5.60   1999 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 4.608 7.75 5.036 4.51 February 4.562 7.75 5.168 4.70 March 4.519 7.75 5.083 4.78 April 4.490 7.75 5.075 4.69 May 4.480 7.75 5.193 4.85 June 4.504 7.75 5.633 5.10 July 4.500 8.00 5.680 5.03 August 4.562 8.06 5.913 5.20 September 4.608 8.25 5.974 5.25 October 4.666 8.25 6.144 5.43 November 4.773 8.37 6.063 5.55 December 4.852 8.50 6.136 5.84   1998 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 4.987 8.50 5.750 5.24 February 4.968 8.50 5.782 5.31 March 4.917 8.50 5.797 5.39 April 4.903 8.50 5.868 5.38 May 4.881 8.50 5.805 5.44 June 4.881 8.50 5.871 5.41 July 4.911 8.50 5.822 5.36 August 4.899 8.50 5.692 5.21 September 4.882 8.49 5.359 4.71 October 4.762 8.12 5.131 4.12 November 4.691 7.89 5.280 4.53 December 4.655 7.75 5.172 4.52   1997 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 4.821 8.25 5.711 5.61 February 4.759 8.25 5.680 5.53 March 4.780 8.30 5.961 5.80 April 4.822 8.50 6.079 5.99 May 4.864 8.50 6.008 5.87 June 4.853 8.50 5.938 5.69 July 4.887 8.50 5.829 5.54 August 4.904 8.50 5.860 5.56 September 4.941 8.50 5.852 5.52 October 4.957 8.50 5.805 5.46 November 4.949 8.50 6.039 5.46 December 4.963 8.50 6.008 5.53   1996 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 5.033 8.50 5.336 5.09 February 4.975 8.25 5.289 4.94 March 4.874 8.25 5.516 5.34 April 4.841 8.25 5.422 5.54 May 4.823 8.25 5.641 5.64 June 4.809 8.25 5.844 5.81 July 4.819 8.25 5.922 5.85 August 4.839 8.25 5.743 5.67 September 4.834 8.25 5.750 5.83 October 4.839 8.25 5.579 5.55 November 4.835 8.25 5.547 5.42 December 4.842 8.25 5.618 5.47   1995 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 4.747 8.50 6.688 7.05 February 4.925 9.00 6.438 6.70 March 5.007 9.00 6.438 6.43 April 5.064 9.00 6.313 6.27 May 5.141 9.00 6.063 6.00 June 5.179 9.00 5.875 5.64 July 5.144 8.80 5.875 5.59 August 5.133 8.75 5.938 5.75 September 5.111 8.75 5.985 5.62 October 5.116 8.75 5.954 5.59 November 5.119 8.75 5.735 5.43 December 5.059 8.65 5.563 5.31   1994 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 3.710 6.00 3.391 3.54 February 3.687 6.00 4.000 3.87 March 3.629 6.06 4.250 4.32 April 3.672 6.45 4.625 4.82 May 3.726 6.99 5.000 5.31 June 3.804 7.25 5.250 5.27 July 3.860 7.25 5.328 5.48 August 3.945 7.51 5.328 5.56 September 4.039 7.75 5.688 5.76 October 4.187 7.75 6.000 6.11 November 4.367 8.15 6.438 6.54 December 4.589 8.50 7.000 7.14   1993 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 4.360 6.00 3.438 3.50 February 4.333 6.00 3.328 3.39 March 4.245 6.00 3.375 3.33 April 4.171 6.00 3.313 3.24 May 4.103 6.00 3.438 3.36 June 4.050 6.00 3.563 3.54 July 3.998 6.00 3.563 3.47 August 3.958 6.00 3.438 3.44 September 3.881 6.00 3.375 3.36 October 3.823 6.00 3.500 3.39 November 3.822 6.00 3.516 3.58 December 3.879 6.00 3.500 3.61   1992 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 6.002 6.50 4.250 4.15 February 5.800 6.50 4.375 4.29 March 5.611 6.50 4.547 4.63 April 5.427 6.50 4.266 4.30 May 5.290 6.50 4.250 4.19 June 5.258 6.50 4.125 4.17 July 5.069 6.02 3.625 3.60 August 4.874 6.00 3.625 3.47 September 4.805 6.00 3.313 3.18 October 4.597 6.00 3.641 3.30 November 4.508 6.00 3.891 3.68 December 4.432 6.00 3.641 3.71   1991 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 7.858 9.52 7.125 6.64 February 7.848 9.05 6.891 6.27 March 7.654 9.00 6.531 6.40 April 7.501 9.00 6.313 6.24 May 7.329 8.50 6.188 6.13 June 7.155 8.50 6.563 6.36 July 6.998 8.50 6.313 6.31 August 6.845 8.50 5.875 5.78 September 6.714 8.20 5.688 5.57 October 6.566 8.00 5.359 5.33 November 6.414 7.58 4.938 4.89 December 6.245 7.21 4.250 4.38   1990 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 8.369 10.11 8.438 7.92 February 8.403 10.00 8.438 8.11 March 8.258 10.00 8.688 8.35 April 8.211 10.00 9.000 8.40 May 8.171 10.00 8.500 8.32 June 8.086 10.00 8.438 8.10 July 8.109 10.00 8.047 7.94 August 8.075 10.00 8.188 7.78 September 8.091 10.00 8.422 7.76 October 8.050 10.00 8.063 7.55 November 8.044 10.00 8.375 7.31 December 7.963 10.00 7.563 7.05   1989 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 8.125 10.50   9.05 February 8.346 10.93   9.25 March 8.423 11.50   9.57 April 8.648 11.50   9.36 May 8.797 11.50   8.98 June 8.923 11.07   8.44 July 8.844 10.98   7.89 August 8.763 10.50   8.18 September 8.807 10.50 9.063 8.22 October 8.643 10.50 8.438 7.99 November 8.595 10.50 8.313 7.77 December 8.476 10.50 8.313 7.72   1988 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 7.615 8.75   6.99 February 7.647 8.51   6.64 March 7.509 8.50   6.71 April 7.519 8.50   7.01 May 7.497 8.84   7.40 June 7.618 9.00   7.49 July 7.593 9.29   7.75 August 7.659 9.84   8.17 September 7.847 10.00   8.09 October 7.828 10.00   8.11 November 7.914 10.05   8.48 December 8.022 10.50   8.99   1987 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 7.396 7.50   5.78 February 7.448 7.50   5.96 March 7.314 7.50   6.03 April 7.245 7.75   6.50 May 7.223 8.14   7.00 June 7.274 8.25   7.80 July 7.275 8.25   6.68 August 7.277 8.25   7.03 September 7.394 8.70   7.67 October 7.444 9.07   7.59 November 7.562 8.78   6.96 December 7.645 8.75   7.17   1986 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 8.770 9.50   7.73 February 8.964 9.50   7.61 March 8.744 9.10   7.03 April 8.587 8.83   6.44 May 8.441 8.50   6.65 June 8.374 8.50   6.73 July 8.196 8.16   6.27 August 8.018 7.90   5.93 September 7.901 7.50   5.77 October 7.717 7.50   5.72 November 7.602 7.50   5.80 December 7.509 7.50   5.87   1985 Weighted Monthly Average % Rate 6-Month LIBOR % Rate Yield January 10.217 10.61   9.02 February 10.160 10.50   9.29 March 9.976 10.50   9.86 April 9.872 10.50   9.14 May 9.704 10.31   8.46 June 9.565 9.78   7.80 July 9.365 9.50   7.86 August 9.273 9.50   8.05 September 9.129 9.50   8.07 October 9.027 9.50   8.01 November 9.036 9.50   7.88 December 8.867 9.50   7.67

Your Company Name Goes Here 1229 Lake Plaza Dr. #D | Colorado Springs, CO 80906

Toll Free: 877.230.4795 Office: 719.355.1700 Fax: 719.355.1710

www.yourcompany.com - support@housingmatrix.com

This material is provided by license agreement. Any reproduction, distribution, posting, or linking without prior written permission from Focus Publications is expressly prohibited.

Notices