TAXES & INSURANCE

 
Insurance is a risk management strategy that transfers risk of a potential condition or event to a third party (insurance company) who provides cash liquidity in the event of death; cash and/or replacement in the event of loss, damage or defect.

Many homeowners are surprised at the levels, amounts and types of risk homeownership incurs. This collection of resources is provided to help identify those risks and offer a better understanding of how to address each in your risk management plans.



  • PROPERTY TAXES
  • CAPITAL GAINS
  • MORTGAGE INTEREST & OTHER DEDUCTIONS
  • TITLE INSURANCE
  • PRIVATE MORTGAGE INSURANCE
  • HOMEOWNER'S INSURANCE
  • FLOOD INSURANCE
  • CREDITOR'S LIFE INSURANCE
  • HOME WARRANTIES
  • NATURAL DISASTERS
  • 1031 TAX-FREE EXCHANGE

  • Scroll down for the complete table of contents



    PROPERTY TAXES
  • How Property Tax Works


  • CAPITAL GAINS
  • Selling Your Home - IRS Publication 523
  • Capital Gains and Losses - IRS Publication 409


  • MORTGAGE INTEREST & OTHER DEDUCTIONS
  • Moving Expenses - IRS Publication 521
  • Residential Rental Property - IRS Publication 527
  • Tax Information for First-Time Homeowners - IRS Publication 530
  • Home Mortgage Interest Deduction - IRS Publication 936
  • How to Depreciate Property - IRS Publication 946


  • TITLE INSURANCE
  • Title Insurance - What Is It?
  • Why Title Insurance?
  • Top 10 Reason For Not Having Title Insurance


  • PRIVATE MORTGAGE INSURANCE
  • Private Mortgage Insurance (PMI)
  • Guide to Single-Family Home Mortgage Insurance
  • Cancellation of Private Mortgage Insurance


  • HOMEOWNER'S INSURANCE
  • Am I Covered?
  • - Common Questions Asked by Homeowners
  • Twelve Ways To Save Money On Your Homeowners Insurance


  • FLOOD INSURANCE
  • The National Flood Insurance Program


  • CREDITOR'S LIFE INSURANCE
  • Creditor's Life Insurance
  • - A Risk Management Strategy
  • LIFE Insurance Just In Case
  • Comparison Chart


  • HOME WARRANTIES
  • Home Warranties
  • - Better Business Bureau


    NATURAL DISASTERS
  • Coping With Disasters
  • Before Disaster Strikes
  • Natural Disasters: Are You Prepared?


  • ADDITIONAL RESOURCE
  • Insurance Buying Guide
  • - A.M. Best
  • Current Guide To Best's Ratings
  • - A.M. Best
  • Glossary of Insurance Terms
  • - A.M. Best
  • Insurance Associations
  • State Insurance Regulators


  • TAXES
  • 1031 Tax-Free Exchange
  • - The Benefits of a 1031 Exchange
  • Tips For Tax Time


  • Additional Reading
  • Understanding homeowners' Insurance,
  • (Dearborn Trade, 1995), ISBN 079311277X.
  • A Comprehensive Guide to Understanding Your Homeowner's Insurance Policy,
  • Gerald Curran, (Edwin Mellen Press, 1996), ISBN 0773442324.
  • How to Get Your Money's Worth in Home and Auto Insurance,
  • Lynn Brenner and Barbara Taylor, (McGraw-Hill, October 1990), ISBN 0070631786.



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